Financing Made Simple.
Buying or leasing your next Kia shouldn’t feel complicated. Our finance team is here to help you understand your options, explore available programs, and find a payment plan that fits your needs.
Get Pre-QualifiedExplore Your Financing Options
Different drivers have different needs. Here's a quick look at your options.
Finance a Vehicle
Financing lets you purchase your vehicle over time with monthly payments. Once your loan is paid off, the vehicle is yours.
Great for drivers who:
Plan to keep their vehicle long-term and want the freedom of ownership.
Lease a New Kia
Leasing can offer lower monthly payments and gives you the opportunity to drive a newer Kia every few years.
Great for drivers who:
Like upgrading regularly and typically drive a predictable number of miles.
What Determines Your Monthly Payment?
Vehicle Price
Down Payment
Trade-in Value
Loan or Lease Terms
Available Rates, Rebates & Incentives
Credit History
What If My Credit Isn't Perfect?
Don't assume you won't qualify.
Value Kia works with a network of lenders and helps customers with a variety of credit backgrounds explore available financing options. Approval, rates, and terms vary based on individual qualifications.
What to Bring to the Dealership
Ready to move forward? Having these items available can make the process easier:
- Valid driver's license
- Proof of insurance
- Proof of income, if required
- Proof of residence, if required
- Trade-in title or payoff information, if applicable
Our finance team will let you know if anything additional is needed.
Ready to Take the Next Step?
You don't have to figure everything out before you visit. Start online and let the Value Kia finance team help you explore your options.
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Value Kia
6915 Essington Ave
Philadelphia, PA 19153
- Sales: (215) 937-1000
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